Student Podcasts

No matter what news or social media you consume, I am certain that you have heard people talking about Non-Fungible Tokens. A non-fungible token (or NFT for short) is a unit of data on a digital ledger called a blockchain, where each NFT can represent a unique digital item. Therefore, they are not interchangeable, hence non-fungible. In this episode, I will be explaining why NFTs are being talked about currently, what to be aware of when you hear this term,

One of the questions I get asked the most is how to invest or get involved in investing. The reason is that investing gets all the hype in the market, online, and in the news. It’s often talked about in an exciting way, dominating headlines and luring investors in for fear of missing out (also known as FOMO). The last few weeks have been no exception with the frenzied trading of GameStop, AMC, and Blackberry. So in this episode, I

Julie Kuzmic is the Director of Consumer Advocacy at Equifax Canada, a credit scoring and reporting organization. Julie is recognized as an authority on consumer credit and is passionate about financial literacy and creating metaphors to explain the nuances of credit scores. She is a speaker on the topic of credit lifecycle, speaking to consumers, clients, and industry groups.   Julie joins me today to share what a credit report is and why you should care about yours. She shares

Richard Moxley is the founder of The Credit Game, an organization helping Canadians improve and fix their credit scores. He is a best-selling author and recently published The Credit Game: Rules Every Canadian Must Know to Win. He began his career as a mortgage agent before transitioning to help people get out of debt. Richard is a sought-after professional speaker and has been featured in The Globe and Mail, CTV, Global TV, and CBC Market Report. He was the Financial

Suzanne Tyson is the founder of Higher Ed Points, the world’s first company to enable loyalty points conversions, from anyone, into funds for higher education. Higher Ed Points has funded over $1.7-Million in student tuition fees and loan repayments. Suzanne has a 30-year career, of which half has been spent in higher education and student funding. In 2017, she was selected as a Top 7 SheEO Canadian Funded Venture. In 2019 she was one of the Regional Finalists for the

Tristen is a 21-year-old musician, carpenter, salesman and barman. He is also a homeowner and landlord. After a brief experience at university, he decided that college was a better fit for his business and personal goals. Once qualified as a carpenter, he continued to work across other roles to help bolster his financial portfolio and support his home-owning and real estate dreams.  Carly is a 28-year-old elementary teacher in Toronto, who also teaches dance two nights a week. At just 23, she

Murray Baker is the author of The Debt-Free Graduate: How to Survive College or University Without Going Broke. Having sold over 200,000 copies, his book reached #3 on the Toronto Star Bestseller list. As a recognized influencer in the field, he has also been interviewed by a number of media outlets, including The Globe and Mail, The National Post, The Vancouver Sun, The Toronto Star, Canada AM, CBC Newsworld, Breakfast TV, Money Talks and many more. He has worked in financial literacy for over

If you walk around any post-secondary campus at the beginning of the semester, you’ll often find many credit card company representatives setting up booths to promote their companies and sign up students for their credit cards. While this is convenient for many students – and a great marketing strategy for these companies – the reality is that many post-secondary students do not know enough about credit cards and the proper way to use them without getting buried in debt.   

Shelley Clayton is the Director, Financial Aid at the University of New Brunswick’s Fredericton Campus. In this role, she has helped hundreds of students – nationally as well as in the Atlantic region – to obtain funding for their post-secondary education through Student Services and Student Financial Assistance. She is a representative on the Canadian Association of Student Financial Aid Administrators (CASFAA), the Atlantic Association of College and University Student Services (AACUSS), and the Canadian Association of College and University

  Lisa, Elaine, and Melissa are three young millionaires-in-the-making that began their journey into investing as a way to create long-term financial growth and save for their future. Shortly after high school, Lisa began investing in RRSPs (Registered Retirement Savings Plan) and TFSAs (Tax Free Savings Account) as a way to save money to support her passion for traveling. After receiving a substantial inheritance after a close loved one passed away, Elaine decided to start her investing journey by investing

Mark, Quintin, and Mounir – three young millionaires-in-the-making – are young investors building their wealth and striving to achieve financial fitness. Mark is a 25-year-old investor focused on building his long-term wealth by making small investments early and reaping the rewards of compound interest. Quintin is a 20-year-old university student who is making his money work for him by investing a portion of his bi-weekly paychecks into the cannabis industry. Mounir, a 25-year-old investor who began his journey into investing

With the continued increases in housing prices and rental rates, young people realize the need to become more creative and resourceful when it comes to moving out on their own. Many young millionaires-in-the-making consider moving in with friends or their significant other to develop a sense of freedom, responsibility, and to start their journey into adulthood. However, often, young adults often don’t realize all of the things they should consider when deciding to cohabitate with others. In this episode, I

Jeet Banerjee is a serial entrepreneur, TEDx speaker, digital marketing consultant, and the creator of The Income Incubator, an online academy for those who want to be online entrepreneurs and business owners. At 17, he started his first business, and by the age of 25, he had successfully launched over ten businesses and sold two companies at a profit. Currently, he helps other entrepreneurs and business owners achieve their dreams while building highly successful businesses. Jeet joins me today to

Understanding the basics is foundational when learning a new skill or pursuing new undertakings. The first step before investing is to equip yourself with the basics of how investing works. It is crucial that you understand how investment returns are generated and how investors gauge and manage risks based on their investment objectives and time horizon.   “No matter what your time horizon or risk tolerance, you should never invest your money in something you do not understand.” – Tracey

David Jenkins is a strategic and visionary business leader, and the author of TheAnswerIs — an education and informative website inspired by his daughters and designed to provide young people with the basic knowledge about investing and finance. Dave was the former President and member of the Board of Directors of Canada’s most prominent independent real estate valuation company as well as the former COO at one of Canada’s most innovative industrial companies. With his rich experience and wisdom, he

Convenience and safety are a few of the many reasons why people own or lease a car. While there are many decisions to make when choosing the car of choice regarding color, model, and make, leasing a car is now a popular option for those who do not want to buy one. Understanding your driving needs, your lifestyle, and your budget will give you a clear picture of whether car ownership is the right choice for you.   In this episode, I’m sharing the cost of buying

Learning to drive and becoming a licensed driver is a fundamental life skill. Many teens and young adults anticipate with excitement owning their own car, sitting behind the wheel and driving with their friends to work, school, or activities. As young millionaires-in-the-making think about driving and car ownership, it’s important to develop a financial plan that works and takes into consideration the additional expenses that are associated with car ownership.   On today’s episode, I’m discussing the true cost of