EP153 Milli Moves: Financial Fitness Tips from Centennial College Students Ricardo Garcia and Janine Walters

Today we have Centennial graduates Ricardo Garcia and Janine Walters here to share their financial fitness tips. After growing up in Brazil and moving around a lot in his early years, Ricardo decided to pursue the “Canadian Dream” and is graduating with a Financial Services Degree. Janine is an experienced Funds Associate with a Bachelor’s Degree focused in Actuarial Science.

In this episode, Ricardo shares what pushed him to start a career in finance and explains his drive to help others plan for their future. Janine describes the benefits of starting something that is completely your own and being your own boss. This is a great episode for anyone planning for their long-term goals, as you will learn the importance of starting small but aiming high!

I get great satisfaction from helping other people.” – Ricardo Garcia

This Week on Young Money:

  • The importance of planning for the future.
  • Why you have to believe in yourself to achieve your goals.
  • The benefit of having a tax-free savings account.
  • Why we need to surround ourselves with people who build us up and have the same financial goals.

Key takeaways:

  1. Pursue your dreams.
  2. Set big goals.
  3. Start small.
  4. Plan ahead.
  5. Invest in yourself.

Resources Mentioned:

Connect with Janine Walters:


Connect with Ricardo Garcia:


The Young Money Scholarship Fund

Education has the power to help you achieve your life goals and create a financial fortress. It takes money from many different sources to pay for it.

The Young Money Scholarship Fund has been established to help post secondary students achieve their goals by removing some of the financial strain from the equation.  This fund is powered by Bissett Financial Fitness Inc. Scholarship awards start at $250 per student.

Who can apply?

  • Post secondary students studying in Canada, excluding Quebec residents
  • Students who have helped others achieve their goals
  • Students who have a plan for what they will do when they graduate

Apply today or share with a post secondary student who should apply,  here!

Cash Control Bootcamp

This episode is powered by the Cash Control Bootcamp:

Has this episode inspired you about your business? To start a new venture or take yours to the next level requires you to understand the cash flow cycle and how to manage the cash flow in your business. To help you learn those critical skills I have developed the Cash Control Bootcamp. The Cash Control Bootcamp is an introductory live, online group program that empowers entrepreneurs just like you to demystify your business finances and get control of your money so you can sleep better and provide the lifestyle you want for you and your family. The Cash Control Bootcamp – Know Your Numbers, Protect your Business and Grow for the Future, is for you. Register today here

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